Policy checking software pricing — published, flat, per check
Every other vendor in renewal policy checking makes you book a call to learn the price. The BPOs (Exdion, Patra, ReSource Pro) quote per policy against your volume. The enterprise AI platforms (Quandri, Qumis) quote per seat, per year, after a demo and a procurement cycle. You end up comparing apples you can't see. So here is the whole BindCheck price list, on one public page: Starter $99/mo, Growth $199/mo, Agency $399/mo — and your first renewal check is free, with no card and no call.
BindCheck meters one thing you can count: a check. A check is one renewal compared against one baseline — the expiring policy, or the accepted quote — returning an E&O-defensible diff of every form, limit, deductible and endorsement that changed. It doesn't matter how many users log in, how many lines of business the account carries, or how many pages the policy runs. One renewal, one baseline, one check. That's the unit you're billed on, and it's the unit you can forecast against your own renewal calendar.
The whole price list, on this page
Three plans, monthly, cancel anytime. The only thing that changes between them is how many checks are included per month and whether you get programmatic access. Nothing is gated behind a sales call, and there is no per-seat charge — put your whole small-agency team on it.
If you run more checks than your plan includes in a given month, you're simply prompted to move up a tier for the following cycle; we don't surprise-bill you at some undisclosed overage rate. Pick the plan that matches your monthly renewal count and adjust as your book moves.
- Starter — $99/mo, 50 checks/month. For a solo producer or a small P&C shop running a handful of renewals a week.
- Growth — $199/mo, 150 checks/month. For a growing agency with steady mid-month renewal blocks.
- Agency — $399/mo, 500 checks/month, plus the REST API and MCP server for programmatic checks inside your own workflow.
- First renewal check: free. No credit card, no demo, no signup wall — upload two documents and see the diff before you decide anything.
Why we meter per check, not per seat or per policy
Per-seat pricing punishes exactly the agencies that should be checking the most renewals — the ones where an account manager, a producer and a checker all touch the file. You'd be paying to add the second reviewer whose whole job is catching what the first missed. A check is the work being done, so a check is what we charge for.
Per-policy BPO pricing sounds similar but behaves differently: it's a per-transaction fee negotiated against your volume commitment, billed after a human on their side reviews the file, on their turnaround. BindCheck's per-check meter is a flat published number, runs in about a minute, and is deterministic — the same two documents always return the same result, so a re-run to confirm a finding doesn't cost you a fresh transaction fee or a fresh day of turnaround.
What a single check actually includes
A check isn't a page count or a line-item scan — it's the full renewal-vs-baseline diff for one policy, whatever the line of business. The same flat price covers a monoline GL renewal and a multi-line package, and it covers every category of change we detect:
- Forms added or dropped — e.g. a CG 20 37 (completed-operations additional insured) present last term and gone this term, or a new abuse-and-molestation exclusion.
- Edition-date changes — e.g. a newer edition of the CG 00 01 coverage form or CP 10 30 causes-of-loss form that can narrow the grant between editions.
- Limit, sublimit and deductible movement — each dec-page figure compared prior-vs-renewal, including separate wind/hail or named-storm percentage deductibles.
- Auto symbol and coverage-trigger shifts on the CA side, and WC Item 3.A state changes on work comp.
- Manuscript (carrier-drafted, non-standard) endorsements flagged for a human — never auto-interpreted — with every finding cited to its source page for the file and your E&O record.
How the plans compare to demo-gated and enterprise pricing
Against the BPOs, the math is a monthly published subscription versus a per-policy fee you can only get by disclosing your volume. Against the enterprise AI platforms, it's $99–$399 a month, self-serve today, versus an annual seat contract quoted after a demo and procurement. BindCheck is software you run yourself: you sign up, you upload, you check — no implementation project, no minimum term.
The honest framing on E&O: transparent, documented renewal checking supports the procedures side of an errors-and-omissions review, but any premium credit comes from your carrier's audit of your agency's practices — often a Big 'I' Best Practices Operational Improvement Review — not from buying software. Confirm any credit with your own E&O carrier. What BindCheck gives you is the cited, deterministic paper trail those audits want to see.
Frequently asked questions
Is there really no charge for the first check?
Correct. Your first renewal check is free with no credit card and no demo call. Upload the expiring policy (or the accepted quote) and the renewal, and you get the full diff — forms, limits, deductibles and endorsements that changed, each cited to its source page — before you ever pick a plan.
What counts as one check against my monthly allowance?
One renewal compared against one baseline document equals one check, regardless of line of business, page count or number of users. Because results are deterministic, re-running the same two documents to confirm a finding returns the identical diff and is not designed to burn a second check the way a per-policy transaction fee would.
Which plan includes the API and MCP server?
The Agency plan at $399/mo includes 500 checks plus the REST API and MCP server, so you can run checks programmatically inside your own agency-management workflow. Starter ($99, 50 checks) and Growth ($199, 150 checks) cover the self-serve web app. You can move between tiers month to month as your renewal volume changes.
Diff your first renewal free — upload the prior policy and the renewal, and see what changed in about a minute. No signup wall, no demo call.